Why Invest in Bonds Options you should know about

Exploring the Different Types of Bonds: A Beginner’s Guide

Bonds play a key role of conservative and balanced portfolios by paying regular coupons and returning principal at maturity, helping you smooth volatility. New to bonds? Aspero streamlines screening and checkout to help you get started safely.

1) Government Bonds (G-Secs & T-Bills)

{Issued by the Government of India, these state-backed securities prioritize capital safety and suit risk-averse investors; products include G-Secs for longer tenors and T-Bills for short cash parking. With Aspero, you can view yields and maturities side-by-side and get plain-English explainers on how sovereign bonds fit your plan.

2) Corporate Bonds: Higher Yield, Higher Diligence

{Corporate bonds are issued by companies and typically offer higher coupons than sovereigns in exchange for issuer credit risk. They’re useful for boosting portfolio income if you check balance sheets and credit ratings. On Aspero, you can compare issuers and structures and build a diversified list in minutes.

3) Municipal Bonds

{Munis are issued by local bodies to fund infrastructure and civic projects and may provide favorable post-tax outcomes. Aspero surfaces credible listings and explains how credit support, guarantees, and project cash flows influence muni risk and return.

4) Zero-Coupon Bonds

{Zero-coupon bonds pay no periodic interest; instead, you buy at a discount and redeem at face value. They can suit investors who prefer simplicity over payouts. Aspero breaks down effective yields so you can align maturities to targets.

5) Fixed Income with Equity Option

{Convertibles start as coupon instruments but can convert into equity under set conditions, blending income with potential upside. Aspero explains how parity and premium affect returns so you can weigh hybrid risks.

6) Fixed vs Floating Rate Bonds

{Fixed-rate bonds provide predictable income, while floating-rate bonds reset payouts to benchmarks like repo/MCLR, adding variability when benchmarks move. Aspero’s comparisons help you choose based on your rate view.

7) Sovereign Gold Bonds (SGBs)

{SGBs give you gold-linked returns plus extra coupon, without storage hassles or making charges. On Aspero, you’ll find subscription windows and redemption rules explained so you can add gold efficiently.

Next Steps: From Learning to Allocating

The bond universe has something for Government Bonds every investor: G-Secs/T-Bills for capital security, company debt for higher yield, munis for community-backed projects, discounted growth, convertibles for hybrid upside, and SGBs for gold exposure with interest. With Aspero’s expert-curated marketplace and intelligent tools, you can compare, choose, and invest in minutes—then track holdings with real-time updates as your fixed-income plan matures over time.